AUTO INSURANCE

Car insurance companies use a variety of factors to determine the cost of car insurance. Some of the most important factors that are used to calculate car insurance premiums include Driving Record, Age of drivers, Type of vehicle, location, credit score, coverage options, and deductibles. Overall, car insurance companies consider a variety of factors when calculating premiums, with the goal of determining the level of risk associated with insuring each driver and vehicle.

Check for injuries and make sure everyone is okay. If anyone is injured call for medical help right away. Move to a safe location if possible. Move your vehicle to the side of the road or a nearby parking lot if you're able. Call the police. Even if the accident is minor it's a good idea to call the police. They can help assess the situation and file a report which is important if an insurance claim needs to be filed. Exchange information with the other driver(Name, Insurance Information, License Plates, Phone Number). Take pictures of the damage to BOTH vehicles and any other factors that you think could be important. Lastly, contact your insurance agent so they can guide you through the next steps.