WHAT IS CORNERSTONE INSURANCE?
Cornerstone Insurance Brokers was created to provide a better insurance experience. At the heart of it all, we want to build long-term, lasting relationships with our clients that take the guesswork out of insurance and provide exactly what works best for each situation.
Your life is unique. Your home is unique. Your business is unique. Instead of fitting your life into an insurance plan, we’ll work to fit the best insurance plan to you. Year after year, we’ll shop new carriers to make sure you receive the best value for the best price.
Meet the Team
Travis Sweney
Travis has been in the financial services and insurance industry for over a decade building long-term relationships to help educate clients. His heart is to serve his clients and the communities they live in by adopting a unique model of business. Cornerstone Insurance Brokers will shop for the best insurance policies for you year after year so you’ll never have to shop for insurance again. There are no Broker Fees (which saves you more money) and 10% of all revenue (not profit) goes back into the community to support those in need.
Eric Huber
As a dedicated husband and father, Eric knows the importance of protecting your assets and those you love. He is committed to helping those around him to make wise decisions, providing personalized guidance and support every step of the way.
Shyanna Felker
Shyanna is a recently married team member dedicated to helping others save money and find the right insurance solutions. She plays a key part in onboarding new clients, supporting existing ones, and is the creative force behind our social media and monthly newsletters. With a heart for service and a passion for making a difference, Shyanna is ready to help you navigate your insurance needs.
Kyle Dougherty
Kyle is helping to guide the overall growth of the agency, while focusing on delivering a high-level client experience. He brings 15 years of experience in the financial services industry, guiding clients, and developing strong partner relationships. With a passion for making a difference, Kyle is eager and ready to help you with any of your insurance needs.
WHAT MAKES US DIFFERENT:
no additional fees or broker fees
GIve clients multiple options
Have processes in place where our clients never have to shop for insurance again
Same agent forever. No need to call different companies or different people for help
Highlight places of need in the community and take action to help
Provide resources for business partners to help them strengthen their outreach
LEARN MORE ABOUT CORNERSTONE
Check out this video to hear from owner Travis Sweney about the heart behind Cornerstone Insurance Brokers.
FREQUENTLY
ASKED
QUESTIONS
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To determine the cost to rebuild your home, insurance companies may use a tool called a replacement cost estimator. This tool takes into account factors such as the size and age of your home, the type of construction, the quality of the materials used, and the cost of labor in your area. The replacement cost estimator then calculates the cost to rebuild your home from the ground up, including the cost of debris removal and any necessary permits and fees.
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Standard home insurance policies typically do not cover damage caused by floods, which are considered a separate type of insurance coverage. In order to have coverage for flooding, homeowners typically need to purchase a separate flood insurance policy. It is important to check with your insurance provider to understand what your specific policy covers and whether additional flood insurance is necessary.
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There are several things that are typically excluded from standard home insurance policies, which vary depending on the insurance company and policy.
Here are some common exclusions:
Earthquake
Flood Damage
Wear & Tear: Home insurance typically covers sudden or accidental damage, but not damage that occurs over time due to normal wear and tear. Wear & Tear can be covered by a Home Warranty.
Neglect or Intentional Damage
War or Nuclear Hazards
Home-Based Business: Home insurance policies typically do not cover business-related liabilities or damage to business equipment. Homeowners who run a business from their homes may need to purchase separate business insurance.
Certain Types of Personal Property: Home insurance may have limits on coverage for high-value items such as jewelry, art, and collectibles. Homeowners may need to purchase additional coverage or a separate policy to adequately insure these items.
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Car insurance companies use a variety of factors to determine the cost of car insurance. Some of the most important factors that are used to calculate car insurance premiums include Driving Record, Age of drivers, Type of vehicle, location, credit score, coverage options, and deductibles. Overall, car insurance companies consider a variety of factors when calculating premiums, with the goal of determining the level of risk associated with insuring each driver and vehicle.
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Check for injuries and make sure everyone is okay. If anyone is injured call for medical help right away. Move to a safe location if possible. Move your vehicle to the side of the road or a nearby parking lot if you're able. Call the police. Even if the accident is minor it's a good idea to call the police. They can help assess the situation and file a report which is important if an insurance claim needs to be filed. Exchange information with the other driver(Name, Insurance Information, License Plates, Phone Number). Take pictures of the damage to BOTH vehicles and any other factors that you think could be important. Lastly, contact your insurance agent so they can guide you through the next steps.